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LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
$216,000
|
$432,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
3 years
|
3 years
|
6 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$3,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Accelerated Payment Option
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$3,000
|
|
5% Compound Inflation
|
Not Included
|
|
Accelerated Payment Option
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$26.40
$26.40
$26.40
$26.40
$26.40
$26.40
$26.40
$26.40
$26.40
$26.40
$26.40
$26.40
$26.40
$26.40
$26.40
$27.30
$28.50
$29.40
$29.70
$30.60
$31.80
$33.60
$34.80
$36.60
$37.80
$39.60
$41.70
$43.80
$45.00
$47.10
$49.50
$51.30
$53.70
$57.00
$60.00
$62.70
$65.10
$69.30
$72.90
$78.00
$82.80
$87.90
$93.90
$100.80
$111.00
$119.40
$129.90
$146.40
$160.20
$178.20
$195.90
$216.30
$238.50
$263.70
$291.90
$322.80
$354.90
$427.20
$467.70
$510.90
$559.80
$613.20
$671.70
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$216,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Accelerated Payment Option
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$52.80
$52.80
$52.80
$52.80
$52.80
$52.80
$52.80
$52.80
$52.80
$52.80
$52.80
$52.80
$52.80
$52.80
$52.80
$54.60
$57.00
$58.80
$59.40
$61.20
$63.60
$67.20
$69.60
$73.20
$75.60
$79.20
$83.40
$87.60
$90.00
$94.20
$99.00
$102.60
$107.40
$114.00
$120.00
$125.40
$130.20
$138.60
$145.80
$156.00
$165.60
$175.80
$187.80
$201.60
$222.00
$238.80
$259.80
$292.80
$320.40
$356.40
$391.80
$432.60
$477.00
$527.40
$583.80
$645.60
$709.80
$854.40
$935.40
$1,021.80
$1,119.60
$1,226.40
$1,343.40
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$432,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Accelerated Payment Option
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$69.00
$69.00
$69.00
$69.00
$69.00
$69.00
$69.00
$69.00
$69.00
$69.00
$69.00
$69.00
$69.00
$70.80
$72.60
$74.40
$76.20
$79.80
$81.60
$84.00
$87.60
$91.20
$94.20
$97.20
$102.60
$108.00
$112.20
$118.80
$124.20
$128.40
$136.20
$138.60
$145.80
$153.00
$160.20
$169.20
$177.00
$186.60
$196.80
$209.40
$221.40
$235.80
$249.60
$270.60
$292.20
$317.40
$343.80
$385.80
$425.40
$469.80
$516.00
$569.40
$626.40
$693.60
$765.00
$843.00
$930.00
$1,114.20
$1,219.80
$1,335.60
$1,459.80
$1,597.20
$1,747.20
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov